A Step-by-Step Legal Guide from The Jones Law Firm P.C.

Car accidents are unexpected, stressful, and often traumatic. In the aftermath, knowing what to do — and what not to do — can have a significant impact on your safety, your legal rights, and any potential compensation you may be entitled to receive.

At The Jones Law Firm P.C., we understand how overwhelming the moments after a crash can be. That’s why we’ve outlined the essential steps to take immediately following a car accident in Mississippi. Whether it’s a minor fender-bender or a serious collision, this guide will help you protect your health and your legal interests.

1. Ensure Safety First

Your first priority should always be safety — yours and others involved.

• Move to a safe location if possible, especially if the accident occurred on a busy road or highway.

• Turn on your hazard lights to alert other drivers.

• Check for injuries — yourself, passengers, and others at the scene.

If anyone is injured, call 911 immediately. Even if injuries appear minor, it's critical to get medical help. Some injuries, like concussions or internal trauma, may not show symptoms right away.

2. Call Law Enforcement

In Mississippi, you are legally required to report any accident that results in injury, death, or property damage of $500 or more. Always call the police, even if the other party suggests you “handle it without the cops.”

When the officer arrives:

• Provide accurate, honest information — never admit fault.

• Ask how to obtain a copy of the police report. This will be essential for insurance claims and any legal action.

If the police do not come (e.g., in minor accidents), you can still file an accident report with the Mississippi Department of Public Safety.

3. Document the Scene Thoroughly

Evidence from the scene can be crucial to supporting your case.

• Take photos of all vehicles involved, license plates, damage, road conditions, traffic signs, and any visible injuries.

• Get contact and insurance information from the other driver(s).

• Speak to witnesses, if any are present, and collect their contact details.

Avoid discussing fault or blame with anyone at the scene. Even a well-meaning apology can be misinterpreted as an admission of liability.

4. Seek Medical Attention — Even if You Feel Fine

It’s common for accident victims to feel fine immediately after a crash due to adrenaline. However, many injuries — like whiplash, internal bleeding, or soft tissue damage — can take hours or even days to manifest.

• Visit an emergency room or your doctor as soon as possible.

• Follow all medical advice and keep detailed records of diagnoses, treatment plans, and expenses.

• Consistent medical documentation supports both your recovery and any legal claim.

5. Notify Your Insurance Company

Mississippi is a fault state, meaning the person responsible for the accident (and their insurer) is liable for damages. However, you still need to notify your own insurance provider promptly.

• Be factual and concise when describing the accident.

• Do not speculate or accept blame.

• If the other party's insurer contacts you, do not provide a recorded statement without legal counsel.

6. Understand Mississippi’s Car Accident Laws

It’s essential to know your rights under Mississippi law:

• Comparative Fault Rule: Mississippi follows a pure comparative negligence system, which means your compensation could be reduced based on your percentage of fault. Even if you were 90% at fault, you could still recover 10% of the damages.

• Statute of Limitations: You have three years from the date of the accident to file a personal injury lawsuit. For property damage claims, the deadline is also three years.

Failing to act within this timeframe may result in losing your right to compensation.

7. Contact a Trusted Personal Injury Attorney

Navigating insurance claims and legal procedures can be difficult, especially when you’re recovering from an accident. That’s where The Jones Law Firm P.C. comes in.

Our experienced legal team provides:

• Thorough case evaluation to determine liability and damages

• Communication with insurance companies on your behalf

• Legal representation in settlement negotiations or trial

• Compassionate, personalized support every step of the way

We work on a contingency fee basis, meaning you don’t pay unless we win your case.

8. Keep a Record of Everything

As your case progresses, keeping organized documentation will strengthen your claim. Maintain copies of:

• Police and medical reports

• Photos and witness statements

• Insurance communications

• Receipts for vehicle repairs, rental cars, and out-of-pocket expenses

Consistency and detail matter — your records can help maximize your compensation.

Final Thoughts

A car accident can turn your life upside down — physically, emotionally, and financially. But you don’t have to face it alone. By taking the right steps early, you can protect your rights and begin the road to recovery.

At The Jones Law Firm P.C., we are committed to fighting for justice on behalf of Mississippi’s injured. If you or a loved one has been involved in a car accident, contact us today for a free consultation. Let our legal team handle the stress while you focus on healing.

Need Legal Help After a Car Accident?

Call The Jones Law Firm P.C. at (601) 540-2385 or chad@chadjoneslawpc.com for trusted legal guidance and aggressive representation.